How to Run the Stupid World
Smart users run the world, they don't become fuel for a few Elite.
The financial world has long operated on a principle of leverage and interest, a model refined and weaponized by banks since time immemorial. The modern equivalent saw banks thriving on a 5% interest model (not anymore, it’s negative now, you pay them to keep your money), while platforms like YouTube gives out a 55% cut, and Substack and Patreon operate at a staggering 95% return to creators—yet all still rely on banks.
With blockchain technology and AI at our disposal, one must ask the logical question: Where are the 100% return platforms or apps? And why do we remain tethered to traditional banks?
This story begins in England, post-Napoleon Bonaparte. A cunning strategy involved a fake messenger delivering false news of defeat, triggering panic among the English elite who then sold assets at rock-bottom prices. This orchestrated move laid the foundation for a pivotal change in financial history. This secretive group of Jewelers and Murderers (probably descendants of Knights Templar and descendants from the Kazakh Khanate empire) agreed to lend money to the broke English elite to start rebuilding their wealth. This time, they demanded not just repayment, but also a change in law to legalize interest—previously condemned as usury.
Thus began the era of legalized loan sharking. The banks positioned themselves as the gatekeepers of finance, lending money with interest, a practice that allowed them to dominate both sides of the transaction. They lent more than they had, leveraging assets up to ten times their actual value. The Federal Reserve's "Modern Money Mechanics" manual detailed this system, showing how banks could conjure money from thin air, lending up to nine times what they borrowed from the government.
Starting with a modest 5%, banks grew ever more powerful, eventually taking over money issuance through practices like Quantitative Easing. They create 100% of the money supply and demand interest on it, leading to an inescapable cycle: the interest required to repay loans simply doesn't exist within the system. It's a tax on ignorance and an unsustainable model.
Today, in 2024, we witness an unprecedented shift. The boomer generation is losing its grip on power to the tech-savvy millennials, who see through the fog of lies and deceit that have clouded the financial system for decades. As information becomes more accessible, so too do the truths hidden by the banking elite.
Yet greed persists, adapting to new technologies. The same individuals who once manipulated traditional finance now seek to control blockchain and AI. However, they face a significant barrier: they lack the competence to manage the coming crisis. The financial pyramid is inverting, and decentralization is poised to become reality.
Despite seeing little added value thus far, with meme coins, wars, and pandemics serving as distractions, the real battle looms on the horizon. The banks are in retreat, building bunkers in anticipation of the inevitable collapse. Our task is to develop alternatives for when—not if—the system fails.
The aging COBOL mainframes of the financial world are on the brink. I believe that initiatives like FreeHumans.World will steer us through the wealth transfer and crises ahead. A decentralized Web 3 business model is within reach. Platforms like Patreon and Kick, returning 95% of wealth to users, have paved the way.
FreeHumans.World—a decentralized, gamified social network offering 100% wealth distribution—promises to liberate us from modern slavery marked by an ever-widening wealth gap. Gen Z and their allies will lead the charge, onboarding the rest of the world to this new paradigm.
In the words of Elon Musk:
"When something is important enough, you do it even if the odds are not in your favor."
"I could either watch it happen or be a part of it."
"The first step is to establish that something is possible; then probability will occur."